Chances are that when you and your friends talk about your favorite design trends over coffee, terms like "shiplap", "subway tile" and "rustic farmhouse" come up much more often than "universal design". That's understandable given the popularity of Chip and Jo, Drew and Jonathan, Ben and Erin, and other HGTV stars. In the long run, however, universal design -- the practice of thoughtfully creating spaces and products for use by everyone regardless of ability -- may give homeowners the biggest return on their renovation investment over the longest period of time. Why, you ask? There are three reasons that may surprise you! Disability doesn't discriminate. According to the Social Security Admi
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